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Why Accept Credit Cards?

  • Your internet sales can increase by as much as 1500% - over 100 times your current sales volume!
  • On average, customers paying by credit card buy 2.5 times more merchandise than customers paying by check or cash.
  • Credit card customers buy products when they want them, resulting in more impulse buys.
  • Credit card payment plans make larger purchases easier on customers.
  • Accepting credit cards will let you achieve higher unit sales and extra orders.
  • Accepting credit cards makes your business appear more credible to your customers - a big "plus" for small businesses.


BluePay is a powerful Internet-based software that provides secure, real-time transaction processing. The Virtual Terminal feature of BluePay allows merchants to process transactions from anywhere in the world where they have Internet service. Our BluePay-integrated shopping carts enable merchants to automatically accept, authorize and process credit card orders directly through their web site, 24 hours a day, 7 days a week in real-time, without the need to ever speak to customers.

Virtual Terminal:

We have TWO great Merchant Account offers:
Standard Account
Setup Fee $79.00
Annual Fee NONE
Monthly Statement Fee $10.00
Monthly Gateway Fee $15.00
Monthly Minimum Transaction Fees $25.00
Per Transaction Fee $0.30
Internet Debit Rate 2.10%
Qualified Transaction Rate 2.32%
Non-Qualified Transaction Rate 3.95%
Click here to apply now: Apply
No Monthly Minimums
Setup Fee $49.00
Annual Fee NONE
Monthly Statement Fee NONE
Monthly Gateway Fee $15.00
Monthly Minimum Transaction Fees NONE
Per Transaction Fee $0.45
Qualified Transaction Rate 5.50%
Non-Qualified Transaction Rate 5.50%
Click here to apply now: Apply

The BluePay Virtual Terminal enables businesses to authorize, process, and manage credit card transactions from any computer with an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales.

In addition, your online store can access your merchant account to authorize purchases that customers make from your store. You can then use your virtual terminal to review the purchases that have been made and the status of the transactions.

Virtual Terminal is the ideal solution for businesses of all sizes because it removes the complexity and expense normally associated with authorizing and processing credit card transactions, and it's much faster than standard dial-up authorization systems.

To authorize credit card transactions, the merchant simply completes an electronic form that provides the Virtual terminal system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128 bit Secure Socket Layer (SSL) technology and sent to the BluePay server. The server then sends the data through the authorization network to the appropriate card issuer's bank over a secure, proprietary connection. When the process is complete -- this takes less than five seconds -- the merchant receives an authorization number, and the BluePay server stores the transaction. Transactions are automatically settled each day and funded within 2-3 days.

The Virtual Terminal makes credit card authorization and transaction management fast and easy.

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